About Us     Proper Bond is an organisation which primarily assists existing and prospective home owners in promptly acquiring and securing bond approvals from the four major financial institutions (ABSA BANK, STANDARD BANK, NEDCOR BANK, and FIRST NATIONAL BANK) in South Africa In Recent years and especially throughout the past five (5) years, there has been an unprecedented increase in property value. Resultant from this increase is an opportunity for you to now access the remainder of the equity which has accrued with your property by registering a further home loan with your existing bank. The opportunity to unlock and have access to potentially large sums of extra cash will no doubt assist in providing emotional security of “cash available” if and when required by yourself. To assists our clients in exploiting the benefits of the appreciation in the value of their properties, as well as to benefit from some of the new mortgage bond products currently available (some at a fixed rate at current prime rate less 2%), Proper Bond has pre-arranged to register all further bonds at anyone of the above mentioned banks at 50% of normal bond registration fees charged by conveyancers. This means that only 50% of normal attorney registration fees will be charged by a panel of attorneys subscribing and accepting to pass this benefit on to you, the client. As an approved mortgage originator accredited by all four of the abovementioned financial institutions, we do not charge you any fees or any costs. We are been paid by the financial institutions for our service, with no debit to yourself or your bond account at the financial institution.